Payment for the service or products provided to you at and/or through this site may be made by automatic credit card or check debit and you hereby authorize Financial Issues Ministries to transact such payments on your behalf.
You may elect to become a Standard or Prime Member of FinancialIssues.org (“Standard or Prime Member”) by purchasing a membership to FinancialIssues.org. You hereby agree that FinancialIssues.org may immediately authorize your credit card (or other approved facility) in the amount equal to the then current membership rate (“Standard or Prime Membership Fee”) for each period of Membership (the “Membership Period”). Standard or Prime Membership Fees are earned in full upon receipt and are non-refundable in the event of a termination request by you during that Standard or Prime Membership Period. By purchasing a Standard or Prime Membership, you also authorize FinancialIssues.org to charge the then prevailing Standard or Prime Membership Fee amount to your credit card (or other approved facility) again during each subsequent Standard or Prime Membership Period. If you decide to not renew your Standard or Prime Membership you must do so by emailing us at [email protected] AT LEAST one day prior to the end of the then current Standard or Prime Membership Period. If you do not cancel your Standard or Prime Membership at least one day prior to the end of the then current Standard or Prime Membership Period, your Standard or Prime Membership shall continue until the end of the next Standard or Prime Membership Period following the receipt of the notice of termination. You will be charged the Standard or Prime Membership Fee for this final Standard or Prime Membership Period at the then current Standard or Prime Membership Fee. If you have a question about a transaction on your credit card statement, please email us at [email protected].
As a Standard or Prime Member of FinancialIssues.org you agree that your Standard or Prime Membership will be used exclusively by you, and may not be assigned or transferred to any other person or entity, nor may you provide any other person or entity access to your subscription, either directly or indirectly. You must keep your password strictly confidential. You agree to be personally liable for all charges you incur during or through the use of the Site. Your liability for such charges shall continue after termination of your Standard or Prime Membership for any reason.
Standard or Prime Members agree that you will not copy, reproduce, re-post, distribute or transmit any Submitted Materials submitted by any other Users or Standard or Prime Members for any purpose in any media. You agree that you will provide true, accurate, current and complete information about yourself as prompted by the registration process and that you will update that information as necessary to maintain its accuracy. If you engage in prohibited conduct and/or if your behavior leads to complaints from other users, is deemed in the discretion of the employees, management or staff of FinancialIssues.org to be an inappropriate use of the Site, harassing or objectionable, or you provide any information that is untrue, inaccurate, not current or incomplete, or if FinancialIssues.org has reason to believe such information is untrue, inaccurate, not current or incomplete.
FinancialIssues.org has the right to suspend or terminate your account and any current and future Standard or Prime Memberships or use of the Site, or the services FinancialIssues.org offers, without any further obligation to you or any third party. In the event that your Standard or Prime Membership is terminated, FinancialIssues.org will return to you the remaining prorated portion of your current Standard or Prime Membership Fee and may block any future use by you of the Site or terminate any future Standard or Prime Membership if it is reasonably believed that you or someone else who shares your address (physical or virtual) is attempting to use the Site or obtain a new Standard or Prime Membership to which you may have access.
You may terminate renewing option of this Agreement by closing your account with FinancialIssues.org, and terminating your Standard or Prime Membership by emailing us at [email protected] at least one (1) day prior to the end of the current Standard or Prime Membership Period or by, at any time, logging into the website and going to the Dashboard/My Account/My Membership page where you will find a “Cancel” link. Choosing this will allow your partnership to continue until your previously-paid year is completed, at which time it will expire. Standard or Prime Membership Fees are earned in full upon receipt and are non-refundable in the event of a termination request by you during that Standard or Prime Membership Period. You agree, that in the event your Standard or Prime Membership is terminated by FinancialIssues.org, your sole remedy for damages resulting from the termination or otherwise shall be the return to you of the remaining prorated portion of your current Standard or Prime Membership Fee.
What information does Financial Issues Stewardship Ministries collect?
In order to serve you better, Financial Issues Stewardship Ministries collects and stores your personal information when you create an account or sign up to receive our newsletter. When creating an account, we ask you for your first and last name, your e-mail address, a password, and perhaps some other similar information. If you are placing an order or providing a gift as a partner, we will additionally ask you for your billing address, payment information and if applicable, shipping method.
Our system also may gather information about the areas you visit on our site as well as the IP address you use to connect to our site. We may use this data internally only for 2 reasons: 1) to personalize your experience on Financial Issues Stewardship Ministries and 2) to prevent fraud on your account. We would not share any of this data on an individual basis with any outside company. We do not keep track of where you go on the FISM Wide Web.
Does FISM share any information it collects with outside parties?
Does FISM safeguard my personal information?
FISM has implemented a variety of security measures to maintain the safety of your personal information. Your personal information is contained behind secured networks and is only accessible by a limited number of employees who have special access rights. When you place orders or access your personal information, we offer the use of a secure server. All sensitive/credit information supplied by you is transmitted via Secure Socket Layer (SSL) technology and securely stored.
Does FISM provide a way to update or remove personal information?
FISM provides an “update my account” feature on our website which allows you to modify and/or remove most of your personal information. This page can be accessed by clicking the “My Account Settings” button on the “Partners” page. Rest assured that all of your information within “my account” is secure and accessible only by you or limited personnel.
How does FISM use my e-mail address?
Your e-mail address is used to create and identify your account on FISM. Your e-mail address is also used by FISM to correspond with you about any orders that you may place or to keep you updated if you sign up to be part of our ministry. We may also use your e-mail address to notify you about important functionality changes to the Web site.
Financial Issues is not a law firm, and the employees of Financial Issues are not acting as your attorney. Financial Issues’ draft legal documents are not a substitute for the advice of an attorney. Financial Issues cannot provide legal advice and can only provide self-help services, such as these documents, at your specific direction.
Financial Issues is not permitted to engage in the practice of law. Financial Issues is prohibited from providing any kind of advice, explanation, opinion, or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies.
This site is not intended to create an attorney-client relationship, and by using the documents that Financial Issues makes available, no attorney-client relationship will be created with Financial Issues. Instead, you are representing yourself in any legal matter you undertake through Financial Issues’ legal document service.
At no time do we review your completed forms for “legal sufficiency,” draw legal conclusions, provide legal advice or apply the law to the facts of your particular situation. Financial Issues and its services are not a substitute for the advice of an attorney.
Although Financial Issues takes every reasonable effort to ensure that the information on our website and documents are up-to-date and legally sufficient, the legal information on this site is not legal advice and is not guaranteed to be correct, complete or up-to-date. Because the law changes rapidly, is different from jurisdiction to jurisdiction, and is also subject to varying interpretations by different courts and certain government and administrative bodies, Financial Issues cannot guarantee that all the information on the site is completely current. The law is a personal matter, and no general information or legal tool like the kind Financial Issues provides can fit every circumstance.
Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area.
This site and some of the articles on this site contain links to other resources and businesses on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that Financial Issues sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.
Financial Issues is not responsible for any loss, injury, claim, liability, or damage related to your use of this site or any site linked to this site, whether from errors or omissions in the content of our site or any other linked sites, from the site being down or from any other use of the site. In short, your use of the site is at your own risk.
Changing your plan may require you to select new sectors for certain stocks